The Advantage of A Bank Over A Credit Union

Posted by wpadmin | Posted in Finances, Taxes | Posted on 29-06-2016

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Technology, Speed and Convenience!  Bank Has It. Banks have a long history: 1472 Credit Unions have a shorter history: 1908 Banks are for profit. They do not hold your money for you. They invest it. Credit unions are not for profit. They are not non-profit. They invest the profits into it’s account owners in the […]

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The Importance Of Insurance Planning

Posted by wpadmin | Posted in Finances, Taxes | Posted on 23-06-2016

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Insurance is kind of like flossing. Everyone knows you should do it, but rarely people actually do. Now that is definitely not a safe way to think about insurance, the thing that could keep you and your family safe in the face of tragedy, but it is the sad reality. It may just be a […]

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The Importance of Debt Validation

Posted by wpadmin | Posted in Finances, Taxes | Posted on 23-06-2016

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Debt Validation is a process of someone challenging a debt collector (collection agency or attorney) to provide written proof of the debt. Why You Should Care About Debt Validation? Have you ever wondered why a collection agency is legally allowed to collect your debt on behalf of the original creditor? Think of it in these […]

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3 Reasons Budget Planning Is Important

Posted by wpadmin | Posted in Finances, Taxes | Posted on 22-06-2016

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Budgeting is the process of creating a plan to spend your money. This spending plan is called a budget. Creating this spending plan allows you to determine in advance whether you will have enough money to do the things you need to do or would like to do.   If you don’t have enough money […]

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Loan vs. Credit Card: Which Should I Get?

Posted by wpadmin | Posted in Finances, Taxes | Posted on 21-06-2016

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Getting strapped for cash is the worst. But when you are in that situation, it is difficult to know what is the right route for you and your wallet. When you need to borrow money to cover an expense, you might consider a credit card or a personal loan. Deciding which is better depends on […]

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4 Alarming Statistics About Millennials and Parent Support for Their Finances

Posted by wpadmin | Posted in Finances, Taxes | Posted on 09-05-2016

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Millennials are a difficult topic to talk about. Baby Boomers seem to hate them, others seem to love them, and the small generation in between just seems to be confused by them. I mean, you can’t please everybody, right? They are seen to be this new generation of kids who are independent, free-spirited, and have passion for everything. But did […]

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Finding the Right ZIPPY Personal Loan for Your Needs

Posted by wpadmin | Posted in Finances, Taxes | Posted on 08-03-2016

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Let’s be honest here: those ‘personal loans’ we keep hearing about get a nasty bad rep in the financial arena, for obvious reasons. Either you can’t ever get approved for one, or they get you into more trouble than you’re already in. So generally speaking, many frown on the American institution known as the personal loan. […]

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Your Army Ranger Son or Daughter’s Pell Grant Application

Posted by wpadmin | Posted in Finances, Taxes | Posted on 15-02-2016

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What about it? Well, it just so happens that while your army ranger of a son or daughter’s serving the country, that same hopeful of yours actually can qualify quite easily for a grant going toward education: the Pell Grant. And getting qualified for the Pell Grant’s quite easy — if you know where to look […]

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Why Businesses Need to Get Ahead With Credit Card Chip Technology

Posted by wpadmin | Posted in Finances, Taxes | Posted on 09-02-2016

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Forget the fact that the transition’s happening right now as we speak. Forget the fact that even consumers are a bit wary despite the fact that there are these reasons why people shouldn’t worry. The new credit card chip technology, EMV, is coming. It most definitely will stick. It will stay. And while it’s going to be a long transition (imagine how many stores in the entire nation will have to be fitted with these new credit card reading machines), and card companies will be slowly rolling out these new bad boys, the fact of the matter is this — businesses are straggling to catch up.Read More →

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Credit Card Chip Technology: It’s Going to Take Awhile

Posted by wpadmin | Posted in Finances, Taxes | Posted on 08-02-2016

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As seen here, the expectation is people may be wary about the whole credit card switch thing from magnetized strip to tiny computer chip (especially with credit card fraud always being a problem) despite these three reasons why we shouldn’t be scared. We’re protective over our plastic! However, fear not: this isn’t a change that’s […]

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